Exposure management remains a core discipline for all insurers in order to determine their portfolio underwriting strategy and has implications on pricing, solvency capital adequacy and capital management. The world is increasingly become more complex with both an increase in frequency and severity of natural catastrophe perils and man-made events, which makes the ability of insurers to rapidly assess their exposure more challenging due to the limitations of the current operating model.
In this article, we look at the specific challenges facing the industry around exposure data, and how the latest innovations in data capabilities can help organizations transition to more intelligent and value-driven ways of working.
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