Capco Institute

This edition of the Capco Journal marks the beginning of a formal collaboration between Capco and King’s College London. Combining academic rigor and real-world financial insights, Edition 61 explores the theme of Value Dynamics – the forces shaping how value is created, distributed, and sustained in financial services.

This edition of the Capco Journal examines the critical role of balancing innovation and control in technology, with a particular focus on data, AI, and sustainability, as well as wider corporate governance considerations. Contributors to the edition include authors from UniCredit, Bank of Canada, the Office of the Controller of the Currency, IMD and Capco.

Recent events in the U.S. banking sector and broader concerns around instability and contagion within the financial services industry have ensured that the topic of crisis management is once more front of mind for many institutions.

Cloud computing has transformed from an efficiency play to a true growth driver for many financial services organizations. In this edition we examine expectations of cloud and its potential applications through the lens of a joint Capco and Wipro global study, which takes a deeper look at the financial services data collected in Wipro FullStride Cloud Services’ 2021 global survey. The edition also explores digital assets and decentralized finance, including central bank digital currencies and bitcoin’s impact on the environment.