Wednesday, 1 September 2021 | 12:00 - 1:30 PM (HKT) | virtual 

(Scroll down to watch recording)


With the promise of providing customised insurance to consumers when and where they need it most, many companies are leveraging technology to seamlessly embed relevant insurance solutions into their customer journey, turning unmet needs into wants and creating a win-win outcome for consumers, insurers and providers alike.

Asia’s health protection gap – estimated at $1.8 trillion according to a 2019 Swiss Re report – is projected to widen as medical costs outpace inflation. Closing this gap presents significant growth opportunities for all players within the health ecosystem. We will take a closer look at how embedded insurance can harness technology and data to unlock new market opportunities for the health insurance industry.


Join Emma Yang, Managing Principal and APAC Insurance Lead, as she explores and discusses components critical to a thriving ecosystem with esteemed speakers from:


  • Aaron Jones, APAC Head of Analytics, Cigna 
  • Michael Spiteri, Global Head of Insurance Transformation & Innovation, HSBC Life  
  • Mukkul Dasgupta, Chief Platform Officer, Coherent 
  • Thomas Chan, HK Insurance Sector Lead, Google Cloud 
  • Wendy Bao, APAC Strategy and Innovation Lead, Roche Diagnostics 



  • What are the health insurance trends and challenges across APAC?
  • What is the customer experience in health care today and how can you prepare for the consumer of tomorrow?
  • How will embedded insurance harness the potential of data to better serve the end-consumers?
  • How can all players in the health insurance ecosystem play together to reshape the insurance value chain?


Join Chief, Heads of, Vice President, Directors, Associate Directors, Vice Presidents, Senior Managers of Strategy, Digital, Innovation, Transformation, Data, Partnerships, Distribution, Sales & Marketing, Product, Channels across Hong Kong, Singapore, and Malaysia.



If you have any questions, contact us at: events_contact@capco.com.


Missed the event? Watch the recording here:





Aaron Jones
APAC Head of Analytics

Aaron has been with Cigna since Feb 2018 and leads the analytics delivery and strategy for Cigna’s APAC markets - spanning data movement, descriptive analytics, and predictive analytics - with a focus on delivering value. 
Aaron has over 10 years of experience in health care and insurance industries, skilled in Analytics, consulting and health insurance. Prior to Cigna, Aaron was analytics/ actuarial expert at a large consulting firm and was an early employee at two health successful healthcare startups – Collective Health and Evolent Health.




Michael Spiteri
Global Head of Transformation & Innovation
BC Life and Insurance Partnerships

Michael is responsible for all aspects of transformation and innovation across the insurance business with  emphasis on transforming the experience of our customers; delivering operational efficiencies and supporting profitable revenue growth for the business. Michael brings 30 years of experience across insurance working with organisations such as Aviva, Standard Life, Direct Line Group and BGL Group amongst others at his time with PWC, Accenture and IBM. He has an established track record of driving innovation across General Insurance and Life & Pensions and has worked with a wide range of fintechs and insurtechs during this time. 

Before joining HSBC, Michael was the Chief Digital Officer at Santander’s UK Corporate and Commercial Banking business and has worked in the UK, South Africa and the USA.

Mukkul Dasgupta
Chief Platform Officer

Mukkul Dasgupta is Chief Platform Officer responsible for the embedded insurance platform at Coherent, an insurtech company that empowers insurers to evolve the future of insurance by providing future-ready digital platforms. Mukkul brings 20+ years of experience leading global teams at top-tier technology and management consulting firms in APAC, USA, and Europe. Prior to Coherent, Mukkul has spent time at Microsoft as a PM building developer-focused platforms, at Bain as a management consultant advising executives in insurance, banking, and technology industries, at LinkedIn Marketing Solutions leading the APAC Analytics team, and most recently, at SAP building new strategic partnerships.



Thomas Chan
HK Insurance Sector Lead
Google Cloud

Thomas Chan is an Enterprise Sales Executive Lead in Insurance Sector at Google Cloud Hong Kong. He works with strategic customers and Google Cloud’s engineering teams to create industry solutions for financial services institutions specific to the Insurance and Insurtech field.
Thomas brings deep innovation experience that hashave helped insurance customers to embark on their digital transformation journeys to Google Cloud. Prior to Google, Thomas was head of financial institution in business development role for Alibaba Cloud International where he was responsible for driving cloud strategy.  In his role as Cloud Sales Specialist at Telstra Global for North Asia region, he helped multinational enterprises in cloud adoption.
Thomas holds a bachelor’s degree in communication technology and is a certified professional in various specialties such as CISCO, GOOGLE, ALIBABA, VMware.


Wendy Bao
APAC Strategy and Innovation Lead
Roche Diagnostics

Wendy has over 20 years in healthcare with a focus in invitro diagnostics. Wendy joined Roche Diagnostics in 2010, during this time Wendy led Molecular Diagnostics, Tissue Diagnostics, and Next Generation Sequencing businesses in APAC, and initiated Patient Access before assuming the responsibility of leading Strategy & Innovation.  Prior to Roche, Wendy spent 11 years at Novartis Diagnostics with commercial experiences in APAC as well as product marketing & development responsibilities in the US.