Banking and Payments
The European payments industry is entering a new phase of regulatory change. PSD3 and PSR are designed to modernize the framework for digital transactions, address emerging risks, and create a more resilient and innovative financial ecosystem. These developments bring both challenges and opportunities for market participants.
A new framework for payments in Europe
For banks, fintechs, and payment service providers, PSD3 and PSR introduce new regulatory expectations and operational requirements. But beyond compliance, they offer a strategic opportunity to build trust, accelerate digital transformation, and secure a competitive edge.
This page provides a central hub for our insights, updates and expert commentary on PSD3 and PSR – guiding you through the regulatory shifts and unlocking new opportunities.
Our Team
The upcoming PSD3 directive and PSR regulation are reshaping the European payments landscape. Banks and payment providers will face new requirements around security, fraud prevention, and consumer protection – while also gaining opportunities to future-proof their business models.
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Explore our latest insights to understand the key challenges and opportunities these changes bring.
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At Capco, we combine deep regulatory expertise with hands-on experience in payments transformation. Our specialists help banks and payment providers interpret PSD3 and PSR requirements, assess business impacts, and design practical strategies to stay compliant while driving innovation.
Contact us to discuss how we can support your organization in navigating PSD3 and PSR successfully.