Forming the Future of Finance

Innovating & Participating in Financial Services
Capco is a global business and technology consultancy dedicated solely to the financial services industry. We deliver innovative solutions in banking, capital markets, insurance, wealth and investment management and finance, risk and compliance. As the pressures of regulation, cost reduction, and customer expectation grow, we design, build and operate technology for specific operations and entire organizations.
We collaborate closely with our clients, equipping them to better meet the challenges of today, while preparing them to exploit tomorrow’s opportunities. Through our hands-on consulting resources, we go beyond strategy. We provide the necessary technology architecture and implementation that well positions our clients to transform and to achieve operational excellence, manage IT complexity, better understand, predict and control risk and develop practical and productive responses to regulation.
Our industry-wide participation is ongoing, through the respected Capco Institute and Journal. With its academic and practitioner insights, the Institute continues to address challenging issues and to evolve innovation and capability, in an environment of ever-increasing competition and change. From the vision that our deep industry involvement provides, through to successful delivery, we remain proud that, with our clients, we are forming the future of finance.
 

Banks will have to abandon old methods of offering financial services products and engage differently with customers.

Compliance is catching up with the insurance industry. The EU Solvency II directive is an early milestone and probably the first of many.

Underserved and misunderstood. Traditionally, Mass Affluent households have proven to be an enigma to Wealth Managers.

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Capco Institute

As we publish this 40th issue of the Journal, it’s fair to say that the intervening years have witnessed some of the most dramatic events in the history of finance, business and technology, including the evolving crisis that started in 2007.

Although many of these events were unpredictable to say the least, we have always put innovation at the heart of our agenda. In issue 1 we predicted that “the true impact of the internet on businesses must be recognized... [its] primary impact has been to reduce barriers to entry significantly and, consequently, to curtail the ability to maintain competitive advantage over the long term.”

We continue in this pioneering spirit in the 40th issue where financial transformation is the main topic.

Published by Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     October 28, 2014

Capco Blog

Risk management has been transformed beyond recognition in the past few years. The regulatory wave unleashed by the 2008 financial crisis has created a need for a new layer of operations for implementations of these legal requirements. Most banks are already improving their operations by throwing teams at the ‘deep end’ of run-the-bank and change-the-bank functions. I believe they should be diving deeper.

The increased consumption of budgets for regulatory projects demonstrates that operations cost-management is directly related to a bank’s ability to react to new compliance requirements. Although each new regulation is issued separately, implementation usually impacts the same systems and processes within a bank. Understanding the overall impact of regulations on the value chain of a bank’s operating model is crucial to business excellence.

Published by Tobias Temmen     November 28, 2014

Newsroom

Capco, a global business and technology consultancy dedicated solely to the financial services industry, today announced the appointment of Jonathan Rose as a Partner to its growing UK team. Based in London, Jonathan has a strong track record in financial services with previous experience including senior roles in banking and as a Partner at a large international consultancy. At Capco he takes responsibility for the creation and delivery of new business propositions across the banking sector.

London, October 05, 2014

Innovate or adapt? Strategies for the next wave of digital banking. Innovation remains a buzzword in banking. But how realistic are genuinely innovative strategies? In more cautious times since the financial crisis, isn’t it wiser to adapt in an incremental way to new regulation, competition, and customer requirements? We believe both innovation and adaptation are required.

Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     April 14, 2014

A once slow-moving market is changing at an ever-increasing speed. Snapchat, the popular photo sharing app, has announced a partnership with Square to offer instant P2P mobile payments.

The move comes only a few weeks after Apple rolled out its mobile payment service on iPhones. What does the rapid shift mean for banks and the payments industry?

With Snapcash, users transfer money sending a text message beginning with a “$” sign and the corresponding amount. All they have to do is to register their debit card details in their Snapcash account. That’s it. Square, a US-startup that already offers a similar service, provides the infrastructure.

Published by Polina Onnes     November 27, 2014

Capco, the global business and technology consultancy dedicated solely to the financial services industry, today announced the further expansion of the company’s Hong Kong office and hub for its business across Asia-Pacific, complementing the firm’s Singapore presence in the region. With long-standing and well-established operations in India, this further expansion extends the firm’s ability to serve leading global financial institutions through its global delivery model and presence across four continents.

London, September 11, 2014