Forming the Future of Finance

Innovating & Participating in Financial Services
Capco is a global business and technology consultancy dedicated solely to the financial services industry. We deliver innovative solutions in banking, capital markets, insurance, wealth and investment management and finance, risk and compliance. As the pressures of regulation, cost reduction, and customer expectation grow, we design, build and operate technology for specific operations and entire organizations.
We collaborate closely with our clients, equipping them to better meet the challenges of today, while preparing them to exploit tomorrow’s opportunities. Through our hands-on consulting resources, we go beyond strategy. We provide the necessary technology architecture and implementation that well positions our clients to transform and to achieve operational excellence, manage IT complexity, better understand, predict and control risk and develop practical and productive responses to regulation.
Our industry-wide participation is ongoing, through the respected Capco Institute and Journal. With its academic and practitioner insights, the Institute continues to address challenging issues and to evolve innovation and capability, in an environment of ever-increasing competition and change. From the vision that our deep industry involvement provides, through to successful delivery, we remain proud that, with our clients, we are forming the future of finance.
 

At the heart of every challenger bank’s offering should be something to make that proposition ‘sticky’ - a unique aspect that represents the brand values.

Will print journalism, seen by many as a rapidly declining industry, sustain the move into wealth and gain the status of a regulated advisor?

Have you met your future consumer and workforce yet? What is your organisation doing to reach tomorrow’s innovators, leaders and entrepreneurs?

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Capco Institute

As we publish this 40th issue of the Journal, it’s fair to say that the intervening years have witnessed some of the most dramatic events in the history of finance, business and technology, including the evolving crisis that started in 2007.

Although many of these events were unpredictable to say the least, we have always put innovation at the heart of our agenda. In issue 1 we predicted that “the true impact of the internet on businesses must be recognized... [its] primary impact has been to reduce barriers to entry significantly and, consequently, to curtail the ability to maintain competitive advantage over the long term.”

We continue in this pioneering spirit in the 40th issue where financial transformation is the main topic.

Published by Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     October 28, 2014

Capco Blog

Investment in passive funds has grown from £17 billion in 2004 to £80.6 billion today, boosted by regulation and the global recession. Compared to the 1% fee charged by active investment managers, passive funds charges are often around 0.2% and can be as low as 0.07%. As passive Exchange Traded Funds (ETFs) and unit trusts grow, outflows from active funds and inflows into passive funds are likely to follow. How will traditional investment managers survive?

Active vs. passive
Charities, corporates, pension funds and individuals have trusted their ‘active’ investment managers (those that select stocks and bonds on behalf of clients) for the past fifty years. All over the world, investors take comfort from their investment managers’ ability to pick under-valued stocks (and bonds) and reduce portfolio risk - without compromising returns. However, whether investment managers actually achieve their objectives has fallen under the spotlight and the results are often disappointing.

Published by Sandra Tansky     December 18, 2014

Newsroom

Capco, the global business and technology consultancy dedicated solely to the financial services industry, today announced the appointment of Ian Bentinck as Partner. His focus is on extending the recent ongoing growth of the firm’s capital markets practice which has a strong heritage and continues to expand. Bentinck will support clients in challenging today’s outdated business models and guide them through the ever-changing regulatory landscape.

London, December 01, 2014

Innovate or adapt? Strategies for the next wave of digital banking. Innovation remains a buzzword in banking. But how realistic are genuinely innovative strategies? In more cautious times since the financial crisis, isn’t it wiser to adapt in an incremental way to new regulation, competition, and customer requirements? We believe both innovation and adaptation are required.

Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     April 14, 2014

Lots of Questions, Plenty of Opportunities
With Christmas fast approaching it is traditional to reflect on the past year, sharing nerve-wracking stories of compliance deadlines hit with seconds to spare. But at our latest client-briefing breakfast, held in December 2014 at Capco’s new London office, we decided to dive headlong into the next big challenge looming large: MiFID II. We were joined by over 30 people from nearly 20 firms, trade repositories and vendors. The event was highly interactive, with plenty of debate from the audience.

MiFID – just how big is it?
MiFID II builds on many of the elements of MiFID I and overlaps significantly with other regulations such as EMIR, MAD 2, PRIPS and German Algo trading rules. The legal text for EMIR weighs in at a healthy 60 pages. The combined MiFID II / MiFIR text fills 550 pages (MiFID 372 & MiFIR 178 pages). As topics for conversations go, this is clearly one with plenty to discuss.

Published by Matt Ricketts     December 17, 2014

Capco, a global business and technology consultancy dedicated solely to the financial services industry, today announced the appointment of Jonathan Rose as a Partner to its growing UK team. Based in London, Jonathan has a strong track record in financial services with previous experience including senior roles in banking and as a Partner at a large international consultancy. At Capco he takes responsibility for the creation and delivery of new business propositions across the banking sector.

London, October 05, 2014
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