BANKING THROUGH THE EYES OF THE CONSUMER
CAPCO DIGITAL

DIGITAL AND API BANKING

Just as digital applications have displaced branch visits, in the near future customers may not even use a bank’s own digital applications for their banking needs. This is the Open Banking revolution.
CHANGE & COST TRANSFORMATION

CHANGE ACCELERATION

Banks must meet multiple competing demands, including regulation, innovation and cost reduction. This requires many change initiatives, which makes effective project management fundamental to success. Change Acceleration is Capco's proven and highly differentiated solution. We transform change portfolios, execute project delivery and reduce execution risk, enabling cost savings through multiple accelerators.
CHANGE & COST TRANSFORMATION

STRATEGIC COST TRANSFORMATION

Minimizing costs is an important focus for financial services organizations. With expanding regulatory burdens driving up the costs of doing business, firms are finding it increasingly challenging to concentrate on growth and meeting escalating customer expectations. Capco can help address the increasing cost pressures directly and effectively in areas, including operations, IT and finance.
CHANGE & COST TRANSFORMATION

PAYMENT STRATEGY TRANSFORMATION

Payments modernization is an unavoidable priority in banking. With constantly evolving technology, a rapidly changing regulatory landscape and accelerating consumer and business demands, banks must move quickly - and in the right direction - to take advantage of the world of opportunities global payments offers. Capco helps clients identify strategic investments, implement effective solutions and manage change, to maximize opportunity exploitation in payments.
CHANGE & COST TRANSFORMATION

CORE BANKING TRANSFORMATION

Core banking transformation goes to the very heart of the business, with its complex interdependencies and delicate ecosystem. Action without strategy and cross-functional understanding can cause profound damage. A strategic solution must underpin the enterprise. Capco brings extensive and proven cross-functional experience in core banking strategy, architecture road maps, new platform installation and system upgrades.
FINANCE, RISK AND COMPLIANCE

FINANCIAL CRIME

As we rely more heavily on technology and the internet, the probability and severity of financial crime continues to increase. In fact, financial crime has become firmly established as one of the largest threats to financial institutions.
FINANCE, RISK AND COMPLIANCE

REGULATORY REPORTING

For financial institutions, regulatory reporting has graduated from byproduct to prime focus. In an environment of constant and complex regulatory expansion backed by rigorous sanctions, the financial services industry must anticipate and document current and future risk exposures.
FINANCE, RISK AND COMPLIANCE

FINANCE & RISK CONVERGENCE

Volatility in the regulatory landscape has deeply impacted financial and risk management practices. New regulations have created new complexities, high implementation costs and an increase in risk reporting.
DATA & TECHNOLOGY SOLUTIONS

IT STRATEGY

More than ever, financial institutions need an effective IT strategy to optimize bottom line while staying at the forefront of technological innovation. To have a measurable impact, IT strategy must focus on business results while remaining closely guided by practical expertise. Capco responds with a unique combination: deep industry knowledge complemented by expert familiarity with new technologies.
DATA & TECHNOLOGY SOLUTIONS

DATA MANAGEMENT, ANALYTICS AND VISUALIZATION

Data science and analytics are transforming the face of banking. New approaches to data management have empowered banks to collect and use data in novel ways. When expertly executed, a holistic data strategy enables crucial advantages, including improved approaches to compliance and more effective, data-driven decision-making. Capco's global expertise, combined with a range of data tools, techniques and frameworks, enables and accelerates our clients' data journey.
DATA & TECHNOLOGY SOLUTIONS

BACK OFFICE AUTOMATION

Technology can automate most financial industry processes, eliminating costly, error-prone and unstructured manual processes. Capco's back-office Automation starts with top-down business case evaluation and prioritization of initiatives and continues through to their final delivery. We apply a range of techniques, including machine learning, robotic process automation, blockchain and data analytics, alongside traditional process efficiency tools. This results in intelligent end-to-end automation, increased quality, shortened processing times and lower associated costs.
TECHNOLOGY DELIVERY

SYSTEMS INTEGRATION

Today's financial institutions have a challenge on their hands: to innovate rapidly, whilst also enhancing the digital customer experience dramatically. However, they are also heavily reliant on their highly complex legacy systems and battling with increased regulation. They need to deploy transformational technology that harmonizes and modernizes platforms.
TECHNOLOGY DELIVERY

ENTERPRISE PAYMENTS

Payments are undergoing a revolution: rapid technology innovation is changing how, when, where and even why consumers make payments. With real-time payments volumes growing substantially, the industry continues to invest in making payments faster and more cost-efficient. Capco helps financial institutions prepare for and benefit from the payments revolution.
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