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The rise of the open application programming interfaces (API) ecosystem will create a connected network of financial institutions and third-party providers that will alter the entire banking landscape, creating a suite of new banking service apps with improved customer experiences.

Ready for open banking? We are. We shared the Capco view with the Sunday Times in their special ‘Future of banking’ report.

In our open banking white paper APIs: Delivering the Connected Ecosystem you’ll discover how to simplify the process of successfully delivering API’s as products in response to PSD2 and CMA regulation as well as the seven key principles to consider when delivering open banking:

  • Creating an API product management function
  • Designing for customers, not products
  • Nurturing a developer community to populate your ecosystem
  • Building iteratively and learning from uptake and usage
  • Productionising API development
  • Establishing a combined business and technology API support model
  • Marketing your capabilities

Read media coverage on Capco’s views on Open Banking and APIs:


To get in touch with our experts, please contact Jeffrey Tijssen or Warren Macdonald.