RegTech – Compliance expectations meet operational reality

The Capco Institute video series brings together leading academics and senior financial executives to discuss pertinent issues impacting the world of financial services.


A distinguished panel of senior banking, technology and legal practitioners discuss what’s hot in RegTech, including the role of the regulator and advice for early stage RegTech companies.


Panel members:

  • Imogen Garner, partner, Norton Rose Fulbright LLP
  • Peter Stephens, ‎global blockchain lead and U.K. head of group innovation at UBS
  • Jack Beldon, managing principal, Capco London



  • Hamish Wynn, Ph.D., partner, Capco New York

Part 1 – What is RegTech?

  • RegTech exists to help financial firms address compliance, reporting, and data challenges presented by the increasingly complex regulatory landscape.
  • Its premise is better ways of delivering regulatory responses using technology.
  • Its promise is efficient, cost-effective and future-proofed compliance.

Part 2 – What are the current hot areas and domains in RegTech?

  • Alignment with regulatory risks and supervisory priorities will be ongoing.
  • Data analytics dual leveraging, competitiveness as well as compliance, will grow.
  • Crime prevention functionality will account for at least 50 percent of RegTech focus.
  • RegTech machine learning will support multi-jurisdiction rule interpretation.

Part 3 – What is the role of the regulator?

  • RegTech solution developers have best access ever to regulatory thinking.
  • More than setting rules, the regulator is increasingly shaping the market.
  • The regulator needs solutions-based support to deal with increasing demands.
  • The regulatory expectation is swift and consistently compliant responses.

Part 4 – What must early stage RegTech companies keep in mind?

  • Real understanding of the rules and their workings is essential.
  • Equally important is building credibility through knowledge of financial firms’ complex environments and data challenges.
  • Early stage startups must focus on trust, agility and benefits beyond compliance – business insight, customer experience and competitive advantage.