Banking

The Global Banking Industry is Dealing with Dramatic Regulatory Change AND Looking Beyond Crisis to Exploit Opportunity

Operational excellence – driving efficiency within operations; adapting Banking Best-Practice LEAN and Six-Sigma methods to identify opportunities for operational excellence and improved management processes.

New industry practices - adoption and implementation facilitated by content-rich project management that supports the move to new practices leveraging our expertise.

Effective information and data management – satisfying rigorous real time demands, from compliant operation to informed management decisions, across all client channels.

Multi-channel marketing and distribution strategy – helping make exploitation of new channels feasible and profitable.

Specific Solution-based Expertise

PAYMENTS

Payments strategy and transformation
Next generation rewards
Interactive customer management
Core payment processing and re-architecture
Fraud, risk and identity management
Financial supply chain & cash management
Assessment of new regulatory requirements (e.g. SEPA, PSD)

LENDING

Market entry strategy
Relationship profitability
Credit approval workflow automation
End to end commercial lending
Loss mitigation
Pre-delinquency management
Mortgage servicing reviews

CORE BANKING

Sales & service transformation
Operating model/core deposit systems
Imaging & digitization
E-commerce solutions
Branch transformation / Bank launch
Retail distribution review (RDR)
Core re-platforming
Treasury transformation

Capco banking technology consultants offer the banking industry clear strategic understanding and real implementation capability. The solutions we design and operationalize don’t just work on paper. Our proven successes in banking include:

Off-shoring 8 major functions, saving $10M annually and improving quality by 25% by establishing a mortgage servicing unit offshoring capability.
Developing and integrating an e-pay enrollment and payment arrangement capability with a centralized Enterprise Clearing Hub.
Achieving bank launch of deposit services, with development of deposit products, and transaction flows for all channels.
Achieving projected cost savings of $40MM per year through developing a future operating state for a large lending organization, involving a move from geographically dispersed one-off centers to a shared utility model.

In stark contrast with the dark days of global financial crisis, a focus on revenue replacement, innovation, customer service and new market entry is re-invigorating many banking institutions. Capco clearly understands the key market drivers. We provide our clients with some of the most productive solutions and technology for revenue and profitable growth - another way in which Capco is forming the future of finance.