Karl Toyfl is a Vienna-based partner responsible for the implementation of complex transformational programs in banking.
Karl has more than 20 years of experience in the Austrian and German banking market, particularly in the retail and SME client segments. He has run projects in the areas of core banking, focusing on lending, credit risk, data warehousing and post-merger integration, both as project manager and IT specialist. He focuses primarly on large-scale project management, mainly in planning and execution of complex transformations, including usage of distributed delivery networks, near and offshore.
Before joining Capco, Karl Toyfl was senior program manager at Raiffeisenbank International AG in Vienna. Prior to that, he worked as senior manager at Accenture. His career began at an Austrian Sparkassen Group, where he was responsible for defaulted SME clients and later for all SME accounts.