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The second white paper in our open banking thought leadership series, “PSD2 and Open Banking: Are you open to opportunities?” delves deeper into the impact PSD2 regulation and open banking APIs are having on the market.

With implementation deadlines for both Payment Services Directive (PSD2) and the U.K. Competition and Markets Authority’s Open Banking Standard fast approaching, financial institutions are feeling the pressure to meet the new requirements on time. Agile responses are now more important than ever, because it’s becoming apparent that the market is splitting into two camps: those who produce and those who distribute.

We explore the reasons behind that market fragmentation and shed light on what to consider and how best to succeed regardless of the position your business takes.

Read the white paper, “PSD2 and Open Banking: Are you open to opportunities?” for more information.

To start your open banking journey at the beginning, read our inaugural paper, “API as a customer product: Realising Open Banking potential,” in which we outline the steps to delivering APIs as products.


Read media coverage on Capco’s views on Open Banking and APIs:


To get in touch with our experts, please contact Jeffrey Tijssen, Warren Macdonald or Jack Burrows.